^Terms & Conditions

TERMS OF USE

Your use of this website is subject to the following terms. By accessing this website, the pages contained on it, and the products, services, information, tools and material contained or described herein (the “Site”) you acknowledge your agreement with and understanding of the following terms of use. Please check these terms regularly to ensure that you are aware of any changes. Your continued use of the website following the posting of changes to these terms will mean you accept any changes made to the Site.

AUSTRALIAN RESIDENTS

The products and services described in this Site are not available in countries or to residents of countries where it is unlawful to provide the information contained in this Site or where it is unlawful to offer the products and services described in this Site. Any financial product included on this Site is offered only to Australian residents and may only be subscribed for by an Australian resident or an overseas person where it is lawful to make that offer, invitation or subscription. The information provided in this Site has been provided in accordance with Australian laws only and may not satisfy the laws of other countries.

ADVICE WARNING

To the extent that any information on this Site constitutes advice, the advice is general advice only. This Site contains general information about financial products and that information does not constitute an offer or inducement to enter into a legally binding contract, and does not form part of the terms and conditions for those financial products. The advice does not take into account your investment objectives, financial situation or needs. Before making any investment decision you should consider whether the advice is appropriate in light of your objectives, financial situation and needs or consult a professional adviser for specific advice.

ACCURACY OF DATA

The information provided on this Site is given in good faith. AZ Sestante Ltd ABN 94 106 888 662 makes no representations nor give any warranties as to its accuracy, timeliness, completeness or suitability. AZ Sestante and its directors, employees and associates hereby expressly disclaim to the fullest extent permitted by law any responsibility arising in any way for errors in or omissions from the information on this Site and do not accept any loss or damage as a result of any person relying on any information on this Site including any information provided by any third parties or for any inability to access this site at any time. This disclaimer is subject to any contrary provisions contained in the Trade Practices Act. The use of this website does not create any relationship between the user and AZ Sestante.

NO GUARANTEE OF PERFORMANCE

AZ Sestante does not guarantee the performance of any financial products included on this Site nor the repayment of any capital, and AZ Sestante makes no representation as to the success or otherwise of any such financial product. Investing in a financial product is subject to investment risk including possible loss of income or principal invested and neither AZ Sestante nor any other entity guarantees the performance of the financial products or the repayment of capital invested. Past performance is not an indicator of future results.

DISCLOSURE OF INTERESTS

AZ Sestante and its directors, employees and associates, including those involved in the preparation of this Site, may own or hold positions, act as market makers or act as advisers, brokers or commercial or investment bankers in respect of financial products on this Site. Trail or commission referred to in disclosure documents on this Site may be payable to AZ Sestante when you acquire financial products.

COPYRIGHT

Unless expressly stated to the contrary , copyright in the information, trademarks and data contained in this Site is owned by AZ Sestante. Nothing on the Site shall be construed as granting any license or right to use any image, trademark, service mark or logo. It is intended that persons will use this information for their own personal use and such information may not otherwise be produced or distributed or transmitted to any other person. Downloading, copying or printing individual pages and/or parts of this Site will not transfer title to any software or material on the Site to you. Any reproduction, re-publication or distribution of this material requires the express consent of AZ Sestante.

FUNDS

Investment in financial products distributed by AZ Sestante may only be made by completing the application form for the relevant fund prospectus, product disclosure statement, information memorandum or offer document which are available from www.azsestante.com or by calling 02 9093 1331. You should consider the relevant Product Disclosure Statement in deciding whether to acquire, or to continue to hold units in the relevant Fund.

^SQM Research Rating

The rating contained in this document is issued by SQM Research Pty Ltd ABN 93 122 592 036 AFSL 421913. SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. The rating may be subject to change at any time. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme..