CFS Sestante Dynamic Conservative – Pension

INVESTOR SUITABILITY

Designed for investors who seek stable, regular income from low volatility assets but with some exposure to the share market; and are focussed on capital preservation and are prepared to forego the potential of higher returns for lower volatility and the preservation of capital.

MONTHLY REPORTS

2024  January | February | March | April | May | June | July | August  | September | October | November | December
2023  June| July | August | September | October | November | December

INVESTMENT PHILOSOPHY

AZ Sestante portfolios are designed to meet specific risk and return objectives in line with client needs and aim to use proven portfolio construction capabilities and high-quality investment managers to ensure consistently favourable investment outcomes for clients. Underlying this philosophy is the belief that an efficiently constructed Strategic Asset Allocation combined with active medium-term Dynamic Asset Allocation has been proven to add value over the long term. The ability to provide access to best-of-breed specialist investment managers at a reasonable cost can add value over and above the index in certain sub-sectors. However, understanding and managing the portfolio’s beta by asset class is also critical in the construction of a successful fund of fund product and can generate cost efficient outcomes.

INVESTMENT STRATEGY & APPROACH

The portfolio aims to use AZ Sestante’s portfolio construction capabilities and invest in high quality asset investments with around 70% exposure to income assets (such as cash and fixed interest), and around 30% exposure to growth assets (such as shares, property, infrastructure, and alternative assets). This approach aims to provide enhanced diversification and improve risk-adjusted returns.

Investment Objective

To deliver outperformance of the RBA Cash Rate +1.5% p.a. over a rolling 3-year period after fees.

Investment style

Active

Suggested time frame

3 years

Target returns

RBA Cash Rate +1.5% p.a.

Benchmark

Morningstar Category: Average – Australia.
Superannuation Multisector Moderate

Growth / Defensive Split

30% Growth / 70% Defensive